Legal & Privacy Notices
of Disclosure

Five Rivers Services, LLC Web Site User Agreement and Disclaimers

These terms and conditions (the "Terms") are the terms on which this website, www.fiverivers.com (the "Website"), is made available to You ("You" or "Your") by Five Rivers Services, LLC ("we", "our(s)" or "Company"). By accessing this website, You agree to be bound by these Terms.

By accessing this website, You indicate your acknowledgement and acceptance of the following rules and conditions. These rules and conditions may change from time to time, and You agree to be bound by any such changes when posted on this website. The Company reserves all of its rights at law and equity, including the right to block access to this website from your Internet address if You violate any of these Terms. "Content" refers to any materials, documents, images, graphics, logos, design, audio, video and any other information provided from or on our website(s).

1. Website Access

Our website is provided to You without charge as a convenience and for your information only. By merely providing access to our website Content, we do not warrant or represent that:

• The content is accurate or complete.
• The content is up-to-date or current.
• We have a duty to update any content.
• The content is free from technical inaccuracies or typographical errors.
• The content is free from changes caused by third-party.
• Your access to our web site will be free from interruptions, errors, computer viruses, or other harmful components.

We do not assume any liability for these matters -- You use our website at your own risk. Under no circumstances, including, but not limited to, negligence, shall we be liable for any direct or indirect, special, incidental, or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the Content of this website even if one of our representatives has been advised of the possibility of your damages. If your use of our website results in your need to service, repair, or correct equipment or data, You assume the costs to the extent the law allows. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

2. Website Warranties

Our website Content is provided "as is" and without warranties of any kind, either express or implied. We disclaim all warranties, express or implied, including but not limited to implied warranties and merchantability and fitness for a particular purpose.

3. Links To and From Other Websites

You may establish links to the website provided that:

• You link only to the home page of the website;
• You do not remove or obscure, advertisements, the copyright notice or other notices on the website;
• You give us notice of such link by sending an e-mail message to us at frs@fiveriversservices.com; and
• You immediately stop providing links to the website if notified by the Company.

We may provide links to other websites from time to time (via advertising or otherwise). These links are provided for your ease of reference and convenience only. We do not control such third party websites and are not responsible for their contents. Our inclusion of links does not imply any endorsement of the material contained in such websites or any association with their operators. If You decide to access any of the third-party sites linked to our website, You do this entirely at your own risk. It is up to You to take precautions to ensure that the third-party You link to for your use is free of computer viruses, worms, trojan horses, and other items of a destructive nature. Further, You acknowledge that we will not be party to any transaction or contract with a third party that You may enter into, and we shall not be liable to You in respect of any loss or damage which You may suffer by using those websites. You agree that You will not involve the Company in any dispute between You and the third party.

4. Your Use of the Website and Conduct

You agree that in using the website You will not:

• use the website in any way that may lead to the encouragement, procurement or carrying out of any criminal or unlawful activity;
• post on or transmit to or from our website any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any other Content that could give rise to any civil or criminal liability under the law.
• transfer files that contain viruses, trojans or other harmful programs;
• seek to bypass or interfere with any security features of the website, or interfere with any of the Company's websites, servers, or networks.

We reserve the right to suspend, restrict or terminate your access to this website at any time without notice at our discretion if we have reasonable grounds to believe You have breached any of the restrictions above. Additionally, we may at our sole discretion restrict access to some parts of our site, or our entire site, to limited groups of users such as users who have registered with the Company.

5. Transmissions and Data You Provide to Our Website is Not Confidential

We do not want to receive confidential or proprietary information from You through our website. If You transmit to or post on our website any material, data, information, or idea by any means, it will be treated as nonconfidential and nonproprietary and may be disseminated or used by the Company for any purpose. Personal data provided to Company will be handled in accordance with our policies regarding privacy.

6. Your Use of Our Website is Restricted

Our website and its Content are owned and operated by the Company. Our website's Content is copyrighted and protected by U.S. and worldwide copyright laws and treaty provisions. In addition, our website Content is protected by trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

No Content from this website or any other website owned, operated, licensed, or controlled by the Company may be copied, reproduced, republished, modified, uploaded, posted, transmitted, or distributed in any way. You also may not, without our permission, "mirror" any material contained on our website on any other server. The sole exceptions to these restrictions are:

• use subject to written permission from Company that explicitly waives these restrictions.
• downloading of one copy of the Content on a single computer for informational, noncommercial and personal use only, provided You keep intact all copyright and other proprietary notices. You may not modify, copy or post the Content on any network computer or broadcast the Content in any media.

Violation of these restrictions will be a violation of one or more laws and is expressly prohibited by law. If You violate these restrictions, You may be subject to civil and criminal penalties. If we grant You permission to waive these restrictions, that permission terminates automatically if You breach any of these Terms. Upon termination of any permission hereunder, You must immediately destroy any downloaded materials and printed materials.

7. Trademarks

The trademarks, service marks, and logos of the Company used and displayed on our website are our registered and unregistered trademarks. Nothing on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of our trademarks without our written permission. You are not authorized to use our logo as a hyperlink to our website unless You obtain our written permission in advance. The names of actual companies and products mentioned herein may be the trademarks of their respective owners. Requests to use trademarks owned by other companies that may be mentioned on this website should be directed to such other companies.

8. International and Regulatory

This site is controlled by the Company from our offices within the United States of America. We make no representation that Content or materials in the site are appropriate or available for use in other jurisdictions. We are not responsible for any violations of the law resulting from your accessing the website in other jurisdictions, and we make no representation or warranty that the Content of this site is appropriate, lawful or available for use in other jurisdictions. If You use this site from other jurisdictions, You are responsible for compliance with all applicable local laws.

You may not use or export the materials in this site in violation of U.S. export laws and regulations.

9. Changes in This User Agreement and Disclaimers

We may at any time revise these Terms. By using our website, You agree to be bound by any such revisions and should therefore periodically visit this page to determine the current website Terms to which You are bound. Certain provisions of these Terms may be superseded by other legal notices or terms located on parts of our website. In the event of a conflict between the Terms of this agreement and the terms and conditions of any other written agreement between our company and our customers or vendors, the express terms and conditions of the latter agreement shall prevail.

10. Your Legal Obligations

You confirm that:

• all information and details provided by You to the Company (including on registration, if applicable) are true, accurate and up to date in all respects and at all times;
• You will comply with the restrictions on Your use of the website as set out in these Terms; and
• in relation to any material You submit to the Website, You have the right to do so and have obtained all necessary licenses and or approvals.

You agree to compensate the Company, its officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to Company from any claim or damages (including any legal fees in relation to such claim or damages) made by a third party in respect of any matter in relation to or arising from Your use of the website including any breach or suspected breach of these Terms or Your violation of any law or the rights of a third party.

11. Privacy

The Company does not collect your personal information when You use this website. You agree that if You provide any personal information to us through this website, we may use this information and disclose it to others for the purpose of responding to your request. We will not disclose personal information to others unless we need to do so to respond to your request.

12. Beneficiaries

Some of the provisions of this agreement are for the benefit of the company and its officers, directors, employees, agents, licensors, and suppliers. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against You on its own behalf.

13. General Legal Terms

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

Any claims relating to our website and its Content and materials shall be governed by the laws of the Commonwealth of Virginia without giving effect to any principles of conflicts of laws. You agree that any legal action or proceeding between Company for any purpose concerning this agreement or the parties' obligations shall be brought exclusively in a federal or state court in Virginia. If any provision of this agreement is found by a court or a regulator to be invalid or unenforceable the other provisions shall continue to apply.

The Company's failure to insist upon or enforce strict performance of any provision of this agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this agreement. We may assign our rights and duties under this agreement to any party at any time without notice to You.

The above Terms constitute the whole legal agreement between You and the Company and govern your use of the website (but excluding any services which the Company may provide to You under a separate written agreement), and completely replace any prior agreements between You and the Company in relation to the website.